by Regitze Ladekarl, FRM | May 27, 2025 | Risk Report
One of the most annoying things about economic indicators is that they need context. A number does not make sense on its own. You also have to know where it is coming from, whose perspective you’re taking, and why. So, when we tell you that the yields on 30-year...
by Regitze Ladekarl, FRM | Apr 21, 2025 | Risk Report
In the seminal Danish movie The Celebration (1998), a family and guests are gathered for the 60th birthday of the patriarch, Helge. Christian, the oldest son, gives Helge the choice between the yellow and the green speech. Helge chooses the green one, which turns out...
by Regitze Ladekarl, FRM | Mar 24, 2025 | Risk Report
Naturally, the answer to this imperative question is always a resounding yes. Banks are special. Though there are many reasons for this, we would venture the opinion, that how they are impacted by interest rates is probably the most important one. There is hardly a...
by Regitze Ladekarl, FRM | Mar 17, 2025 | Risk Report
The Canadian Office of the Superintendent of Financial Institutions (OSFI) just released its Annual Risk Outlook. The outlook lists the top risks faced by the Canadian financial system and the actions OSFI is taking in response. Words like geopolitical turbulence and...
by Regitze Ladekarl, FRM | Mar 4, 2025 | Risk Report
The banks of Europe—including the UK (no offense!)—are doing great. A few weeks ago, the FT commented that measured by the 47 banks included in the European Stoxx 600 index, the total return and net dividends have outperformed the top US tech stocks known as the...
