by Regitze Ladekarl, FRM | Mar 17, 2025 | Risk Report
The Canadian Office of the Superintendent of Financial Institutions (OSFI) just released its Annual Risk Outlook. The outlook lists the top risks faced by the Canadian financial system and the actions OSFI is taking in response. Words like geopolitical turbulence and...
by Regitze Ladekarl, FRM | Mar 4, 2025 | Risk Report
The banks of Europe—including the UK (no offense!)—are doing great. A few weeks ago, the FT commented that measured by the 47 banks included in the European Stoxx 600 index, the total return and net dividends have outperformed the top US tech stocks known as the...
by Regitze Ladekarl, FRM | Feb 17, 2025 | Risk Report
One can almost hear the collective groan that escapes from the gate area when the flight status changes from ON TIME to DELAYED on the board. However, I am pretty sure no bank let out the same kind of groan when OSFI, the Canadian bank regulator, announced this week...
by Regitze Ladekarl, FRM | Feb 10, 2025 | Risk Report
It is common practice in both middle school and stress testing for the teacher/regulator to require you to show all the intermediate steps you went through to get to the final result. On the student and bank side, this scrutiny is often construed as unnecessary,...
by Regitze Ladekarl, FRM | Dec 9, 2024 | Risk Report
37,000 banks, 5,000 bank failures, 158 years. That’s the stuff of dreams, if you are a researcher at the New York Federal Reserve. Liberty Street, the NY Fed blog, has just published a series of excellent posts about what this treasure trove of data can tell us about...
