by Regitze Ladekarl, FRM | Dec 9, 2024 | Risk Report
37,000 banks, 5,000 bank failures, 158 years. That’s the stuff of dreams, if you are a researcher at the New York Federal Reserve. Liberty Street, the NY Fed blog, has just published a series of excellent posts about what this treasure trove of data can tell us about...
by Regitze Ladekarl, FRM | Nov 25, 2024 | Risk Report
The rule of the conferences of the parties to the Paris Agreement (COPs) is that nobody leaves until an agreement is reached, which of course ensures an outcome, but not necessarily an outcome anybody wants. The deal that was reached in Baku, Azerbaijan is that by...
by Regitze Ladekarl, FRM | Nov 18, 2024 | Risk Report
Turbulent times can leave anyone feeling a little raw, and banks are no exception. Last year’s runs raised the flags on the resilience of the banking system and luckily the smart people at the Fed of New York know how to measure bank vulnerability and have just...
by Regitze Ladekarl, FRM | Nov 4, 2024 | Risk Report
First National Bank of Lindsay, Oklahoma (FNBL) was told to close the doors to its one location on Friday, October 18th, 2024. The Office of the Comptroller of the Currency said in a statement that it had found: “false and deceptive bank records and other information...
by Regitze Ladekarl, FRM | Oct 21, 2024 | Risk Report
No, we’re not talking about the waistband on your sweatpants, but rather the tongue-twister of: If the Fed quantitatively tightens, and no bank misses the funds, does that mean the Fed can keep tightening? The short answer is yes, and let’s unpack that just a tad...
by Regitze Ladekarl, FRM | Oct 14, 2024 | Risk Report
It is second nature to me, both as a risk manager and a parent, to focus on the worst-case scenario first. That makes for an, shall we say, interesting size of my amygdala*. What I am dancing around is that there was some good news that almost slipped by unnoticed, so...
