CECL Preparation: Documenting CECL

The CECL Standard requires more than just another update in the calculation of a financial institution’s (FI’s) allowance for credit losses; the new standard also pushes institutions to be more involved in the entire allowance process, especially on the...

Improving Business Email Etiquette

This is the second post in an occasional series about the importance of technical communication in the workplace. According to The Radicati Group, Inc., based on a worldwide study in 2015, the number of business emails sent and received per user, per day totals 122,...

Avoiding Discrimination in Unstructured Data

An article published by the Wall Street Journal on Jan. 30, 2019  got me thinking about the challenges of using unstructured data in modeling. The article discusses how New York’s Department of Financial Services is allowing life insurers to use social media, as well...