by Regitze Ladekarl, FRM | Apr 21, 2025 | Risk Report
In the seminal Danish movie The Celebration (1998), a family and guests are gathered for the 60th birthday of the patriarch, Helge. Christian, the oldest son, gives Helge the choice between the yellow and the green speech. Helge chooses the green one, which turns out...
by Dao Shyan Liew, FRM | Apr 15, 2025 | Basel 3.1 Market Risk, Regulations
Capital adequacy regulations are a cornerstone of financial stability, ensuring that banks maintain sufficient capital to absorb potential losses. While global standards are set by the Basel Committee on Banking Supervision (BCBS), Bank Negara Malaysia (BNM)...
by Jenny Harrod | Apr 14, 2025 | Private Capital Forecasting
Lower interest rates and less regulation in the US sparked hope in the private equity space for a much-needed deals boom in 2025. Unfortunately, those expectations have not been realized, leaving in their wake an ever-growing exit backlog and pressure to act on the...
by Regitze Ladekarl, FRM | Apr 7, 2025 | Risk Report
I am not sure that any of us need any more news or to know about any more risks. I, for one, could use a break to just color-code my turnip collection and maybe enjoy the sound of very soft hand towels. Therefore, this issue of The Risk Report will focus on topics...
by Regitze Ladekarl, FRM | Mar 31, 2025 | Risk Report
Feel free to slap on some shiny leggings and grab a hairbrush to belt into. Sprinkle in dramatic disco moves as you see fit. Kept thinkin’ I could never live without you by my side But then I spent so many nights thinkin’ how you did me wrong And I grew...
by Regitze Ladekarl, FRM | Mar 24, 2025 | Risk Report
Naturally, the answer to this imperative question is always a resounding yes. Banks are special. Though there are many reasons for this, we would venture the opinion, that how they are impacted by interest rates is probably the most important one. There is hardly a...
by Regitze Ladekarl, FRM | Mar 17, 2025 | Risk Report
The Canadian Office of the Superintendent of Financial Institutions (OSFI) just released its Annual Risk Outlook. The outlook lists the top risks faced by the Canadian financial system and the actions OSFI is taking in response. Words like geopolitical turbulence and...
by Regitze Ladekarl, FRM | Mar 10, 2025 | Risk Report
This is by far one of my favorite German words. The direct translation is dark doldrums, and if that doesn’t say everything there is to say, I don’t know what does. Dunkelflaute’s more modern meaning is a period of time, often several days, with little or no sunlight...
by Regitze Ladekarl, FRM | Mar 4, 2025 | Risk Report
The banks of Europe—including the UK (no offense!)—are doing great. A few weeks ago, the FT commented that measured by the 47 banks included in the European Stoxx 600 index, the total return and net dividends have outperformed the top US tech stocks known as the...
by Regitze Ladekarl, FRM | Feb 24, 2025 | Risk Report
Someone on the internet said that to get people to read your academic papers, you just had to put Harry Potter and in front of the title. Another thing that seems to work for attention is applying the AI lens: How Will AI Affect the Way Snails Perceive Color? The AI...
