by Regitze Ladekarl, FRM | May 27, 2024 | Risk Report
We all know how it started. Last summer Team Regulator slammed Team Bank hard with a proposal that among other stingers would mean an almost 20% increase—AKA $150bn—in the core capital requirement for Club G-SIB. A G-SIB is a Global Systemically Important Bank. The...
by Regitze Ladekarl, FRM | May 20, 2024 | Risk Report
We at The Risk Report have been exploring entities that by all accounts (haha!) act like banks but aren’t. This week Forbes and a few others highlighted that while these companies largely are exempt from regulation, and market that as an upside, they are also very...
by Regitze Ladekarl, FRM | May 6, 2024 | Risk Report
A bank has a credit card portfolio. It is happy about that. Fees are good and higher rates mean more interest coming in. There is just one little bummer, and that is the capital it has to hold in reserve incase any cardholders default. A private credit firm has a...
by Regitze Ladekarl, FRM | Apr 29, 2024 | Climate Risk, Risk Report
As you might have noticed, there are differences in the approach to climate change between the US and Europe. In the US, the political discourse on the subject tends to set the pace of progress whereas the Europeans seem to agree more on the interpretation of...
by Regitze Ladekarl, FRM | Apr 22, 2024 | Risk Report
It’s unfair to always pick on broccoli because it is healthy and (with copious amounts of cheese) also delicious, but for the sake of the example, please let it slide this time. Say that we have all been promised dessert (interest rate cuts) if we finish that pesky...
